CONSTRUCTION - DSCR - COMMERCIAL
Capital placed by someone who picks up the phone.
Lawrence Capital Advisors brokers ground-up construction, DSCR, and commercial real estate loans for spec builders and investors — serving the Southeast with a nationwide reach. One relationship, the right lender, a straight answer.
// Commercial & investor lending only · Builders and real estate investors
◆ Spec Builders ◆ Rental & DSCR Investors ◆ Commercial & Multifamily Owners ◆ Developers
WHAT WE FINANCE
The right loan for the deal in front of you.
We place the loan — you don't chase lenders. Tell us the project, and we bring the capital that actually fits it.
Ground-Up Construction
Financing for spec builders taking projects from dirt to certificate of occupancy.
-- Single builds and multi-lot projects
-- Structured draw schedules
-- Built for builders doing 3+ per year
DSCR Investor Loans
Qualify on the property's cash flow — not your tax returns or W-2.
-- Purchase or refinance
-- Single rentals and portfolios
-- Built for investors scaling doors
WHAT WE FINANCE
Bridge & Investor Financing
Short-term and specialty capital when timing and speed decide the deal.
-- Bridge and transitional loans
-- Refinance and cash-out scenarios
-- Investor and commercial only
Commercial & Multifamily
Acquisition, refinance, and value-add financing for income-producing property.
-- Multifamily and mixed-use
-- Owner and developer deals
-- Access to a deep lender panel
Ground-Up Construction
Build it from the dirt up — with capital that keeps pace.
For spec builders turning lots into finished homes, a construction loan is only as good as the draw process behind it. We place financing that funds on schedule, so your crews and your timeline never sit waiting on the bank.
WHO IT'S FOR
Active spec builders — especially those running three or more builds a year — and developers taking on single homes, scattered lots, or full subdivisions.
WHAT WE FINANCE
-- Single-home spec builds
-- Multi-lot and scattered-site projects
-- Subdivision and small developments
-- Ground-up for resale or rental hold
WHY BUILDERS USE LCA
Your real problem isn't just the rate — it's draw speed, dependable underwriting, and a broker who knows how a job actually runs. We match you to construction lenders who fund reliably and keep you building.
DSCR Investor Loans
Qualify on the property - not your paperwork.
DSCR loans let investors finance rentals based on the income the property produces, not personal tax returns or W-2 income. It's the fastest way to keep buying when your debt-to-income ratio would otherwise get in the way.
WHO IT'S FOR
Buy-and-hold investors growing a rental portfolio — from the first door to the fiftieth — including full-time investors and those building wealth on the side.
WHAT WE FINANCE
-- Single-family and 1–4 unit rentals
-- Purchase, rate-and-term, and cash-out refi
-- Individual properties and portfolios
-- Title held in an LLC
WHY BUILDERS USE LCA
No tax returns, no income-verification headaches. We qualify the deal on its cash flow and get you to the closing table — so you can move on to the next property.
Commercial & Multifamily
Financing for income property, sized to the deal.
Commercial and multifamily deals live and die on lender fit. We bring a broad panel and the experience to structure acquisitions, refinances, and value-add plays for owners and developers.
WHO IT'S FOR
Owners, investors, and developers financing income-producing commercial and multifamily real estate across the Southeast and nationwide.
WHAT WE FINANCE
-- Multifamily (5+ units) and apartments
-- Mixed-use and select commercial
-- Acquisition, refinance, and cash-out
-- Value-add and repositioning plays
WHY BUILDERS USE LCA
One deal rarely fits one lender. We know where different commercial deals land, and we take yours to the capital source that actually wants it.
Bridge & Specialty
When the deal can't wait, we move.
Some opportunities are won on speed. Bridge and specialty investor financing gives you short-term capital to close fast, reposition a property, or refinance — then transition into permanent financing when the time is right.
WHO IT'S FOR
Investors and commercial borrowers who need to act quickly — on an acquisition, a refinance, or a property in transition.
WHAT WE FINANCE
-- Bridge and transitional loans
-- Cash-out and refinance scenarios
-- Time-sensitive acquisitions
-- Investor and commercial property only
WHY BUILDERS USE LCA
We keep a network of lenders built for speed — so when timing is everything, you have an answer, and a closing, fast.
WHY WORK WITH LCA
A broker, not a call center.
Rates and terms matter. But the difference you feel is having one person who knows your deal, returns your call, and stays in your corner past the closing table.
You work directly with me
Not a rotating queue of processors. One relationship, start to finish.
Lender access, not a single box
When one lender says no, the deal isn't dead. We take it to the ones who say yes.
Straight answers, fast
You'll know where your deal stands — quickly, and in plain language.
Built for the long run
Most of our business is repeat builders and investors. We're here for deal two, five, and twenty.
HOW IT WORKS
Four steps from call to close.
Step 1
Tell me the deal
A short call or form. What you're building or buying, and the numbers.
Step 2
I match the lender
I pull from a broad lender panel to find the fit for your project and profile.
You get terms
Clear options, plainly explained — so you can decide with confidence.
Step 3
We close
I stay on it through funding, and I'm here for the next one.
Step 4
ABOUT
Frank Caldwell,
Lawrence Capital Advisors
I've spent a career in and around real estate finance and built a deep network rooted in the Southeast and reaching nationwide — the kind you can only earn over decades of doing right by people.
Lawrence Capital Advisors exists to put that network to work for you. When a builder needs construction capital or an investor needs to finance a rental, they don't need a portal and a promise. They need someone who knows the lenders, knows the deal, and answers the phone.
That's what I do. One relationship, the right lender, a straight answer.
— Frank
START YOUR DEAL
Let's talk about your project.
Send the basics or just call. If it's a real estate deal for a builder or investor, I can point you in the right direction — fast.
864-430-7245 · 864-934-8346
CALL OR TEXT
frank@lawrencecapitaladvisors.com
OFFICE
510 Haven Drive, Greer, SC 29651
SERVICE AREA